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A4070-603 exam Dumps Source : Assessment: System z Sales V6
Test Code : A4070-603
Test title : Assessment: System z Sales V6
Vendor title : IBM
: 86 existent Questions
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IBM Assessment: System z Sales
Feb 27, 2019 (Heraldkeeper by the spend of COMTEX) -- international Telecom power management device trade
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The most distinguished manufacturers coated in this report Schneider electric powered Siemens Honeywell overseas Elster power Johnson controls Gridpoint IBM C3 power
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The anatomize goals of this file are: to anatomize and study the world Telecom energy administration system means, creation, price, consumption, repute (2013-2017) and forecast (2018-2025); specializes in the distinguished thing Telecom power management materiel manufacturers, to study the means, production, price, market share and structure plans in future. specializes in the global key manufacturers, to outline, portray and anatomize the market competition landscape, SWOT evaluation. To outline, portray and forecast the market through category, utility and location. to anatomize the world and key areas market abilities and abilities, random and problem, restraints and risks. To determine gigantic developments and components driving or inhibiting the market boom. to anatomize the opportunities out there for stakeholders through settling on the elevated growth segments. To strategically anatomize each and every submarket with prize to particular person boom mode and their contribution to the market to investigate competitive tendencies reminiscent of expansions, agreements, unusual product launches, and acquisitions available in the market To strategically profile the distinguished thing players and comprehensively anatomize their growth strategies.
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world Telecom energy administration system Market research file 2018 1 Telecom energy management materiel Market Overview 1.1 Product Overview and Scope of Telecom energy administration equipment 1.2 Telecom power administration device aspect via ilk (Product category) 1.2.1 global Telecom energy administration system production and CAGR (%) evaluation through classification (Product class)(2013-2025) 1.2.2 international Telecom energy management system creation Market share by means of category (Product class) in 2017 1.2.three Sensors 1.2.3 Controllers 1.2.5 utility Others 1.3 world Telecom energy administration materiel aspect by using application 1.three.1 Telecom power management system Consumption (income) assessment by using application (2013-2025) 1.three.2 govt 1.3.3 Transportation and Logistics 1.3.four Retail 1.three.5 energy 1.three.6 Utilitie 1.3.7 development 1.4 international Telecom power administration device Market via position (2013-2025) 1.4.1 global Telecom energy administration device Market size (cost) and CAGR (%) assessment through vicinity (2013-2025) 1.four.2 North the united states repute and Prospect (2013-2025) 1.4.3 Europe popularity and Prospect (2013-2025) 1.4.four China popularity and Prospect (2013-2025) 1.four.5 Japan repute and Prospect (2013-2025) 1.four.6 Southeast Asia fame and Prospect (2013-2025) 1.four.7 India popularity and Prospect (2013-2025) 1.5 global Market measurement (price) of Telecom power administration system (2013-2025) 1.5.1 world Telecom power administration system salary popularity and Outlook (2013-2025) 1.5.2 global Telecom power management system capacity, production reputation and Outlook (2013-2025)
2 global Telecom power administration gadget Market competition via producers 2.1 international Telecom power administration system capability, creation and share via manufacturers (2013-2018) 2.1.1 international Telecom energy management gadget skill and share by using manufacturers (2013-2018) 2.1.2 world Telecom energy management system construction and share via producers (2013-2018) 2.2 world Telecom energy administration device profits and share with the aid of producers (2013-2018) 2.3 international Telecom power management system typical expense by manufacturers (2013-2018) 2.4 manufacturers Telecom power administration gadget Manufacturing foundation Distribution, revenue belt and Product category 2.5 Telecom energy administration device Market competitive situation and developments 2.5.1 Telecom power administration system Market awareness expense 2.5.2 Telecom energy administration device Market share of accurate three and remedy 5 producers 2.5.three Mergers & Acquisitions, growth
three world Telecom energy administration device skill, creation, income (price) by region (2013-2018) three.1 international Telecom power management device ability and Market share by means of location (2013-2018) three.2 international Telecom energy administration device creation and Market share with the aid of region (2013-2018) 3.3 global Telecom energy management system profits (value) and Market share via location (2013-2018) 3.four global Telecom energy management gadget capacity, construction, profits, charge and low Margin (2013-2018) 3.5 North the us Telecom power administration materiel means, creation, earnings, fee and low Margin (2013-2018) 3.6 Europe Telecom energy management materiel skill, production, salary, cost and low Margin (2013-2018) 3.7 China Telecom power management device capacity, construction, revenue, rate and low Margin (2013-2018) 3.eight Japan Telecom power administration device potential, production, earnings, charge and low Margin (2013-2018) 3.9 Southeast Asia Telecom power management device capability, construction, income, rate and low Margin (2013-2018) three.10 India Telecom power management gadget skill, production, profits, charge and low Margin (2013-2018)
four international Telecom power management materiel give (creation), Consumption, Export, Import via vicinity (2013-2018) 4.1 global Telecom power administration device Consumption with the aid of belt (2013-2018) four.2 North the us Telecom energy administration gadget production, Consumption, Export, Import (2013-2018) four.three Europe Telecom energy administration device construction, Consumption, Export, Import (2013-2018) 4.4 China Telecom power management device creation, Consumption, Export, Import (2013-2018) 4.5 Japan Telecom energy management gadget production, Consumption, Export, Import (2013-2018) four.6 Southeast Asia Telecom power management gadget creation, Consumption, Export, Import (2013-2018) four.7 India Telecom energy administration materiel construction, Consumption, Export, Import (2013-2018)
5 global Telecom energy administration gadget construction, income (value), fee mode by means of class 5.1 global Telecom power administration system construction and Market share by artery of category (2013-2018) 5.2 global Telecom energy administration gadget profits and Market share by ilk (2013-2018) 5.3 world Telecom power management device fee by classification (2013-2018) 5.4 world Telecom energy management gadget creation boom by using class (2013-2018)
6 international Telecom power management device Market evaluation via software 6.1 international Telecom energy management device Consumption and Market share via utility (2013-2018) 6.2 international Telecom energy management device Consumption growth charge via software (2013-2018) 6.3 Market Drivers and alternatives 6.3.1 competencies purposes 6.three.2 rising Markets/nations
7 world Telecom power administration system producers Profiles/evaluation 7.1 Schneider electric powered 7.1.1 enterprise simple assistance, Manufacturing Base, earnings belt and Its competitors 7.1.2 Telecom energy administration system Product category, software and Specification 18.104.22.168 Product A 22.214.171.124 Product B 7.1.three Schneider electric powered Telecom energy administration system skill, construction, profits, cost and low Margin (2013-2018) 7.1.4 main company/company Overview 7.2 Siemens 7.2.1 company simple tips, Manufacturing Base, earnings enviornment and Its rivals 7.2.2 Telecom energy administration gadget Product class, utility and Specification 126.96.36.199 Product A 188.8.131.52 Product B 7.2.3 Siemens Telecom power administration gadget ability, production, earnings, cost and low Margin (2013-2018) 7.2.four main enterprise/company Overview 7.three Honeywell overseas 7.three.1 enterprise basic assistance, Manufacturing Base, sales enviornment and Its opponents 7.three.2 Telecom power administration system Product class, software and Specification 184.108.40.206 Product A 220.127.116.11 Product B 7.3.three Honeywell singular Telecom power management device capability, creation, earnings, fee and low Margin (2013-2018) 7.three.4 leading company/company Overview 7.four Elster energy 7.4.1 enterprise simple advice, Manufacturing Base, income enviornment and Its competitors 7.four.2 Telecom energy administration system Product category, application and Specification 7.four.2.1 Product A 18.104.22.168 Product B 7.4.3 Elster power Telecom energy administration system skill, production, revenue, cost and low Margin (2013-2018) 7.4.4 leading business/business Overview 7.5 Johnson controls 7.5.1 company simple tips, Manufacturing Base, earnings belt and Its rivals 7.5.2 Telecom energy administration materiel Product category, utility and Specification 22.214.171.124 Product A 126.96.36.199 Product B 7.5.3 Johnson controls Telecom power management system ability, construction, profits, charge and low Margin (2015-2018) 7.5.four leading business/business Overview 7.6 Gridpoint 7.6.1 trade basic tips, Manufacturing Base, earnings enviornment and Its rivals 7.6.2 Telecom power management device Product category, utility and Specification 188.8.131.52 Product A 184.108.40.206 Product B 7.6.three Gridpoint Telecom power management materiel skill, construction, salary, cost and low Margin (2013-2018) 7.6.4 leading company/business Overview 7.7 IBM 7.7.1 enterprise fundamental advice, Manufacturing Base, revenue belt and Its opponents 7.7.2 Telecom power administration gadget Product class, software and Specification 220.127.116.11 Product A 18.104.22.168 Product B 7.7.3 IBM Telecom power administration system capacity, construction, salary, rate and low Margin (2013-2018) 7.7.four leading business/business Overview 7.8 C3 power 7.eight.1 company basic assistance, Manufacturing Base, sales belt and Its opponents 7.eight.2 Telecom energy management gadget Product category, application and Specification 22.214.171.124 Product A 7.eight.2.2 Product B 7.8.3 C3 energy Telecom power administration device capacity, construction, profits, charge and low Margin (2013-2018) 7.eight.4 leading company/company Overview
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In September 2018, IBM introduced a brand unusual product, IBM Db2 AI for z/OS. This synthetic intelligence engine screens information entry patterns from executing SQL statements, makes spend of desktop studying algorithms to pick out best patterns and passes this tips to the Db2 query optimizer for spend by subsequent statements.
desktop learning on the IBM z Platform
In may additionally of 2018, IBM introduced edition 1.2 of its machine researching for z/OS (MLz) product. here's a hybrid zServer and cloud application suite that ingests performance facts, analyzes and builds models that characterize the fitness fame of a lot of indicators, displays them over time and gives actual-time scoring capabilities.
a couple of aspects of this product providing are aimed at assisting a community of model developers and executives. for instance:
It helps varied programming languages such as Python, Scala and R. This allows information modelers and scientists to gain spend of a language with which they are common;
A graphical consumer interface known as the visible model Builder guides model developers with out requiring extremely-technical programming competencies;
It comprises assorted dashboards for monitoring mannequin effects and scoring capabilities, in addition to controlling the materiel configuration.
This computing device gaining learning of suite became originally geared toward zServer-based mostly analytics purposes. some of the first obtrusive decisions become zSystem performance monitoring and tuning. device administration Facility (SMF) facts which are automatically generated with the aid of the operating gadget deliver the uncooked data for device useful resource consumption equivalent to principal processor utilization, I/O processing, reminiscence paging etc. IBM MLz can assemble and save these records over time, and construct and train models of system behavior, rating these behaviors, identify patterns not with no ail foreseen by artery of people, enhance key efficiency symptoms (KPIs) and then feed the mannequin results again into the system to strike gadget configuration changes that may improve performance.
The next step changed into to achieve into sequel this suite to investigate Db2 efficiency records. One answer, called the IBM Db2 IT Operational Analytics (Db2 ITOA) reply template, applies the computing device discovering know-how to Db2 operational facts to gain an figuring out of Db2 subsystem health. it can dynamically construct baselines for key efficiency indicators, provide a dashboard of those KPIs and provides operational personnel precise-time insight into Db2 operations.
while well-known Db2 subsystem efficiency is an distinguished ingredient in ordinary utility health and efficiency, IBM estimates that the DBA sheperd group of workers spends 25% or greater of its time, " ... combating entry route problems which trigger efficiency degradation and service impact.". (See Reference 1).
AI involves Db2
consider the plight of up to date DBAs in a Db2 ambiance. In state-of-the-art IT world they must assist one or greater massive information functions, cloud software and database services, software installation and configuration, Db2 subsystem and application efficiency tuning, database definition and administration, catastrophe recovery planning, and extra. question tuning has been in actuality since the origins of the database, and DBAs are continually tasked with this as smartly.
The coronary heart of question course evaluation in Db2 is the Optimizer. It accepts SQL statements from purposes, verifies authority to access the facts, studies the areas of the objects to exist accessed and develops a list of candidate records access paths. These entry paths can encompass indexes, table scans, numerous table relate methods and others. within the records warehouse and great statistics environments there are always further choices attainable. One of these is the actuality of summary tables (occasionally known as materialized question tables) that involve pre-summarized or aggregated information, thus allowing Db2 to steer transparent of re-aggregation processing. a different preference is the starjoin entry direction, habitual in the statistics warehouse, where the order of table joins is modified for efficiency factors.
The Optimizer then reports the candidate access paths and chooses the entry course, "with the lowest charge." cost during this context capability a weighted summation of useful resource utilization together with CPU, I/O, reminiscence and different substances. finally, the Optimizer takes the bottom can charge access direction, shops it in recollection (and, optionally, in the Db2 listing) and begins entry path execution.
large statistics and statistics warehouse operations now involve utility suites that permit the trade analyst to spend a graphical interface to build and exploit a miniature information mannequin of the statistics they want to analyze. The programs then generate SQL statements in line with the clients’ requests.
The difficulty for the DBA
so as to sequel splendid analytics in your diverse statistics shops you requisite a pretty splendid figuring out of the information requirements, an understanding of the analytical features and algorithms accessible and a high-efficiency information infrastructure. unluckily, the quantity and location of records sources is increasing (both in measurement and in geography), statistics sizes are becoming, and applications proceed to proliferate in quantity and complexity. How should soundless IT managers attend this atmosphere, in particular with probably the most experienced and age team of workers nearing retirement?
understand furthermore that a huge a fragment of reducing the total can charge of ownership of these techniques is to regain Db2 functions to sprint sooner and extra efficiently. This always translates into the spend of fewer CPU cycles, doing fewer I/Os and transporting less information throughout the network. due to the fact it's regularly complicated to even establish which functions may capitalize from efficiency tuning, one strategy is to automate the detection and correction of tuning concerns. this is where desktop learning and synthetic intelligence may furthermore exist used to incredible impact.
Db2 12 for z/OS and synthetic Intelligence
Db2 version 12 on z/OS uses the machine researching amenities outlined above to collect and save SQL query text and entry course details, as well as specific efficiency-linked historical suggestions reminiscent of CPU time used, elapsed times and outcomes set sizes. This providing, described as Db2 AI for z/OS, analyzes and stores the information in laptop researching fashions, with the model analysis consequences then being scored and made available to the Db2 Optimizer. The next time a scored SQL statement is encountered, the Optimizer can then spend the mannequin scoring statistics as enter to its access path preference algorithm.
The influence may soundless exist a discount in CPU consumption because the Optimizer uses mannequin scoring enter to select stronger access paths. This then lowers CPU costs and speeds utility response times. a major expertise is that the spend of AI software doesn't require the DBA to believe information science expertise or deep insights into question tuning methodologies. The Optimizer now chooses the premier entry paths primarily based now not simplest on SQL query syntax and information distribution statistics however on modelled and scored age efficiency.
This will furthermore exist especially captious in case you withhold data in varied places. for example, many analytical queries against huge information require concurrent entry to sure information warehouse tables. These tables are generally known as dimension tables, and they accommodate the information elements constantly used to manage subsetting and aggregation. for instance, in a retail ambiance admiration a table known as StoreLocation that enumerates every shop and its position code. Queries in opposition t withhold revenue records may wish to combination or summarize income by artery of area; hence, the StoreLocation table may exist used via some huge information queries. in this environment it is common to capture the dimension tables and duplicate them constantly to the immense records software. within the IBM world this vicinity is the IBM Db2 Analytics Accelerator (IDAA).
Now feel about SQL queries from each operational purposes, information warehouse users and immense records enterprise analysts. From Db2's perspective, full these queries are equal, and are forwarded to the Optimizer. youngsters, within the case of operational queries and warehouse queries they should soundless obviously exist directed to access the StoreLocation desk in the warehouse. having said that, the query from the enterprise analyst towards massive information tables may soundless likely access the reproduction of the table there. This consequences in a proliferations of talents access paths, and more drudgery for the Optimizer. happily, Db2 AI for z/OS can supply the Optimizer the information it needs to gain wise entry path decisions.
the artery it Works
The sequence of hobbies in Db2 AI for z/OS (See Reference 2) is often here:
during a bind, rebind, achieve together or clarify operation, an SQL commentary is handed to the Optimizer;
The Optimizer chooses the facts entry route; as the option is made, Db2 AI captures the SQL syntax, access course alternative and question efficiency statistics (CPU used, and so forth.) and passes it to a "researching assignment";
The gaining learning of project, which will furthermore exist carried out on a zIIP processor (a non-standard-purpose CPU core that doesn't ingredient into application licensing expenses), interfaces with the computing device gaining learning of application (MLz mannequin services) to save this information in a mannequin;
as the volume of statistics in each model grows, the MLz Scoring service (which furthermore can exist performed on a zIIP processor) analyzes the model information and ratings the behavior;
during the subsequent bind, rebind, achieve together or explain, the Optimizer now has access to the scoring for SQL fashions, and makes acceptable changes to access course decisions.
There are furthermore a considerable number of user interfaces that supply the administrator visibility to the reputation of the accrued SQL observation performance information and mannequin scoring.
IBM's laptop studying for zOS (MLz) offering is getting used to outstanding repercussion in Db2 edition 12 to enrich the performance of analytical queries in addition to operational queries and their associated purposes. This requires administration consideration, as you ought to examine that your trade is prepared to eat these ML and AI conclusions. How will you measure the prices and benefits of the usage of desktop discovering? Which IT advocate staff requisite to exist tasked to reviewing the outcomes of mannequin scoring, and perhaps approving (or overriding) the results? How will you assessment and justify the assumptions that the application makes about entry direction choices?
In different phrases, how smartly were you watchful your statistics, its distribution, its integrity and your latest and proposed entry paths? this could investigate where the DBAs spend their time in supporting analytics and operational utility performance.
# # #
John Campbell, IBM Db2 special EngineerFrom "IBM Db2 AI for z/OS: raise IBM Db2 utility efficiency with machine researching"https://www.worldofdb2.com/pursuits/ibm-db2-ai-for-z-os-enhance-ibm-db2-application-performance-with-ma
Db2 AI for z/OShttps://www.ibm.com/aid/knowledgecenter/en/SSGKMA_1.1.0/src/ai/ai_home.html
See full articles by artery of Lockwood Lyon
Subcontinental dash Play: IBM Pushes materiel z in India
Is what's splendid for IBM's device z revenue efforts at full times respectable for unbiased mainframe technologists?
by artery of Stephen Swoyer
The Indian subcontinent has emerged as a robust market for U.S. items and not just as a vortex for outsourced services. that is one upshot of a fresh IBM Corp mainframe adventure, held earlier this month in Mumbai. on the time, IBM officials touted India and different emerging economies as potentially explosive markets for U.S. IT items—chiefly mainframe techniques.
Up-and-coming Indian agencies share many concerns with their based U.S. counterparts, IBM officials claim—mainly in the belt of energy and cooling. Even agencies with exiguous or no immense Iron experience are intrigued by means of the reduced vigor, cooling, and administrative prices of the mainframe. "The position we're seeing the primary uptake within the Indian market is in service providers. there is a immense quantity of mainframe capabilities [there] because they are doing outsourcing contracts for businesses in the u.s.," observes Randy Daniel, director of gadget z marketing execution with IBM.
during this admire, Daniel notes, mainframe uptake among Indian customers, in addition to in different rising markets, may supervene a well-known pattern. "What they aren't seeing, what they aren't doing, is lots of in-nation drudgery [for Indian companies]. So [these service providers are] buying unusual mainframes in their shops so they can proceed after [Indian] customers themselves."
There are just a few ameliorations in smart facets between Indian and U.S. corporations. within the U.S. people fees—i.e., the charge of using IT technologists to control and repair a platform—are significantly extra elevated priced than they're on the Indian subcontinent. consequently, Daniel says, the mainframe's reduced administrative can charge—while nevertheless a driver—isn't by far as determinate in India because it is in the U.S.
"in the U.S., we're seeing loads of activity in the people charges associated with the statistics middle, because your labor expenses on a distributed ambiance versus a consolidated atmosphere can furthermore exist dramatically bigger within the allotted world," Daniel says. "however individuals expenses don't look to exist as immense a deal in India perquisite now or in China. nevertheless, energy is captious in India, China, and the U.S. So from a [business] point of view, what we're seeing in some of those rising markets is that they're [mainframe customers such as] Citibank and going, 'If they wish to compete globally, they believe now bought to exist on a platform [like the mainframe] that is recognized for its international operations.'"
in accordance with Daniel, clients in India, China, and other rising markets were exceedingly receptive to the mainframe charge proposition. He cites attendance on the recent experience in Mumbai as a case in element. "We had over 120 CIOs and CEOs of organizations from across the Mumbai enviornment and additional away that did not always believe mainframes in their shops, however they may exist primarily an viewers … seeking to note how the mainframe might exist applicable for what they do." materiel z conventional manager Jim Stallings turned into in attendance, too, says Daniel.
it really is a different indication IBM is occupied with pushing gadget z in burgeoning and non-usual markets, Daniel argues. as a result of so many would-be great Iron purchasers believe no prior mainframe journey, IBM international features has a stake in massive Blue's sub-continental push, too. "there is been a really potent push within the position via the gadget z crew. or not it's such a immense marketplace for us so far as capabilities growth. one of the crucial areas the position they will want assist on is getting specific tasks up and running," Daniel suggests. "So the announcement itself changed into the consolidation of functions that were announced on the platform, so [in that case] they believe been working along with their features group."
the unusual mainframe services IBM announced past this month involve installing, configuration, improve, and efficiency/availability evaluation services for DB2 and IMS databases on z/OS and Linux (so-referred to as records solution functions). great Blue additionally unveiled a set of safety and encryption capabilities that tap materiel z's built-in cryptography hardware and software. elsewhere on the protection entrance, massive Blue says it's going to furthermore assist companies implement their Public Key Infrastructure initiatives on z/OS.
IBM additionally announced a requisite SOA services for mainframe clients in rising markets. Daniel says IBM's Getting begun with features-Oriented structure offering comprises internet features, security, and deployment competencies for MQ collection, commercial enterprise provider Bus, and WebSphere. Ditto for IBM's unusual Linux-friendly functions offering, Implementation services for Linux, which includes not just setting up and tuning, however other configuration or deployment alternatives, too—including excessive-availability clusters and server consolidation.
The upshot, says Daniel, is that corporations in lots of rising countries—which skipped the transition from huge Iron to customer/server (and returned again)—are coming to the mainframe with open and unbiased mindsets.
"I equate it on occasion to what's occurring with the instant market. you've gotten had nations that completely skipped wireline communications, and overlooked that entire period. We're starting to note a bit of that taking belt with the mainframe as smartly. what's happening here is you're because they may exist much extra inclined to admiration as you anatomize how they sequel lots of these unusual workloads and how they tackle gigantic challenges," he argues.
Daniel concedes that some North American IT specialists harbor a benevolent of reflexive animosity towards emerging markets equivalent to India or China—such markets are customarily among the many most pretty destinations for outsourced functions, in spite of everything—but claims that IBM's device z push in these and other rising economies will finally capitalize mainframe technologists in additional based markets.
"here is truly in regards to the future of the mainframe and making unavoidable its adoption by using the widest attain of valued clientele. it exist truly about introducing consumers to the advantages [of the mainframe] as a artery to aid them sprint their company[es] globally," he concludes. "The most effectual approach they can ensure materiel z's future is to demonstrate its powerful cost proposition to these purchasers [in emerging markets] to gain unavoidable that [the mainframe] is soundless the top of the line platform for performance and security and reliability."
Stephen Swoyer is a Nashville, TN-based freelance journalist who writes about technology.
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It is that time of year when Consumer Reports drops its best and worst lists and we’ll capture a few minutes of your time to talk about the consumer magazine’s 10 Top Picks for 2019.
Some of the entries in the following list may rotate out to exist surprising but you should know they’re the result of rigorous testing, the assessment of safety features and crash test results, as well as the analysis of reliability and consumer satisfaction data from Consumer Reports’ Auto Survey.
All of that is combined into an Overall Score, which Consumer Reports says it’s “the most comprehensive view of vehicle property available.” CR experts believe tested nearly 50 unusual cars to arrive at these 10 top picks. Interestingly, the magazine only chose vehicles that feature automatic emergency braking (AEB) as standard since it believes automakers believe no excuse for not offering it in 2019.
Without further ado, here are the vehicles CR believes set the industry standard for safety, technology, fuel economy, and performance.
Subcompact Car: Toyota Yaris ($17,570 as tested)
It may exist badged a Toyota but the Yaris sedan is actually a Mazda2 sedan. Which is distinguished for Toyota because the property is impressive and the driving experience is “joyful” for this affordable price. The handling is responsive and the ride is considered splendid for the class. The smooth four-cylinder engine and quick-shifting six-speed automatic transmission regain splendid marks as well, as does the new-for-2019 XLE trim plane that adds upscale touches.
Subcompact SUV: Hyundai Kona ($25,025 as tested)
A newcomer into a highly-contested segment, the Hyundai Kona is a fun crossover that offers distinguished handling thanks to limited corpse lean and quick steering. Despite its compact footprint, it’s furthermore practical and many-sided thanks to a tall tailgate and split-folding rear seats. Consumer Reports furthermore appreciated the usability of the infotainment system compatible with Android Auto and Apple CarPlay, as well as the extensive standard safety equipment.
Hybrid/Electric Car: Toyota Prius ($27,323 as tested)
The Toyota Prius is present in the Top Picks list for a record 16th time. Why? It delivers a stunning combined fuel economy of 52 mpg (4.5 l/100 km), a distinguished record for reliability and owner satisfaction, and a new-for-2019 all-wheel-drive option. On top of that, the Prius offers decent leeway and versatility, as well as a generous suite of safety tech.
Compact SUV: Subaru Forester ($29,341 as tested)
Subaru does look to know a thing or two about making distinguished SUVs — it has two of them in this list. The redesigned Forester comes with a roomier and quieter interior that furthermore brings a more premium feel. It could spend some more power but the compact SUV tops the class when it comes to fuel economy and strikes a splendid balance between solace and handling. The standard safety kit is above average.
Midsize car: Toyota Camry Hybrid ($28,949 as tested)
A Camry ranking at the top of its segment has long ceased to amaze people and Consumer Reports says the hybrid version is the one to have. With a combined fuel economy rating of 47 mpg (5 l/100 km) in CR testing and a hybrid-electric powertrain that “doesn’t compromise the driving experience,” you can’t proceed wrong with a Camry Hybrid.
Plus, it’s quicker from 0 to 60 mph than the regular four-cylinder model, and the battery doesn’t capture up trunk space. The Camry Hybrid furthermore got splendid marks for its “comfortable ride and capable handling,” as well as the Apple CarPlay-capable infotainment system and generous standard safety kit.
Midsize SUV: Subaru Ascent ($43,867 as tested)
This should arrive as no amaze if you’ve been watching reviews of Subaru’s biggest SUV to date. Consumer Reports says the three-row SUV’s tenacious points involve “smooth power delivery, comfy ride, and functional interior.” The Subaru Ascent furthermore offers an “energetic” turbocharged four-cylinder engine, standard AWD, “excellent ride” that trumps some luxury cars, and a fine cabin that offers cozy seats, an light to spend infotainment system, and a handy third-row seat.
Large Car: Toyota Avalon Hybrid ($38,643 as tested)
See a pattern here? This is the third hybrid Toyota that makes the cut. The redesigned Avalon brings distinguished value compared to luxury sedans and the hybrid version offers better fuel efficiency (42 mpg/5.6 l/100 km combined in CR testing), as well as more roof and comfort. The interior feels upscale and offers plenty of space for full passengers and cozy seats. Add to that the “nimble handling and plush ride” and it’s difficult to frailty the Avalon Hybrid.
Compact luxury Car: Audi A4 ($48,890 as tested)
The A4 might not exist the most glamorous model in its segment but it does everything right: it offers precise handling, the latest tech, and a high-quality and tightlipped interior. The suspension is described as balanced, offering “secure handling and a taut ride” at the same time.
While the front seats are cozy and supportive, the rear seats are a bit taut — although that’s typical for the class. The Audi A4 furthermore received praise for the “superb response” of the turbo-four engine, slick-shifting automatic transmission, and the optional Virtual Cockpit.
Luxury SUV: BMW X5 ($68,730 as tested)
The all-new X5 is “one of the best SUVs that CR has ever tested.” That’s elevated praise coming from Consumer Reports. The publication eminent the immense luxury SUV strikes the faultless balance between solace and handling. The turbo straight-six engine linked to a quick-shifting eight-speed auto gives the X5 “swift acceleration” and impressive fuel economy. As you would expect, the interior is judged as having “impeccable fit and finish,” lots of high-quality materials, and the industry’s best infotainment system.
Full-Sized Truck: Ford F-150 ($52,535 as tested)
People expect the F-150 to top its segment and Ford’s best-selling model does just that — despite tough competition from redesigned rivals such as the Chevy Silverado 1500, GMC Sierra 1500, and Ram 1500. The depth of the F-150 lineup is impressive, covering everything from basic drudgery trucks to luxury models and offering five engines (including two turbocharged V6s).
Consumer Reports says the 2.7-liter V6 turbo version offers “brisk acceleration, effortless towing ability, and impressive fuel economy.” There’s a Ford F-150 for everyone, including for digital-minded customers.
Entry Price: $21,300Price as Tested: $41,565
This week, we’re driving the 2019 Chevy Colorado pickup, delivered in 4WD Crew Cab dress and featuring the Z71 off-road suspension package. The extended cab and crew cab Colorados (no standard cab is available) arrive in either long box (6-feet-2) or short box (5-feet-2) versions, the latter their tester’s configuration. Since its debut back in 2004 as a compact pickup that replaced the S10, Colorado has grown in size and popularity.
From its initial Inline-4-cylinder power to a well-liked and sturdy Inline-5 cylinder (yes a 5-cylinder), the Colorado powertrains along the artery featured several V6 designs and even the LS style 5.3-liter V8s from 2009 through 2012. Through the tweaking and re-tweaking, it was transparent the designers at Chevrolet were solemn about its Colorado and rightfully so.
Today the second generation Colorado and sibling GMC Canyon believe settled on an engine lineup that includes the trusty Ecotec Inline-4, a GM exclusive Duramax Turbo Diesel Inline-4, or the most well-liked of the three engines that comes in a double overhead cam 3.6-liter V-6 design.
With a wheelbase that grew from 2004’s 111.2 inches to its current “midsize” platform of 128 inches, this chassis is now utilized for full Colorados exist it extended or crew cab. Further, these unusual Colorados are a immense amaze when discussing stature, especially when compared to pickups available from 1972 to 1980. For example, a full-size 1980 Dodge D-Series pickup with a 6.5 ft. box rode on a wheelbase of 115 inches, more than a foot shorter than today’s midsize Colorado. So, for full you Colorado enthusiasts that noticed a major whisk upward in 2015 when the unusual generation arrived, you are remedy this is the biggest Colorado ever built.
As for the best of numbers, a record 134,842 Colorado pickups were sold in 2018. When combined with sibling GMC Canyon sales of 33,492, this overall record year came in at 168,334 units sold, besting the unusual model 2015 sales of a combined 114,507 units. These are very impressive results and really the only numbers that matter to those sitting around the GM Executive Board table. To add icing to the cake, the Colorado is on the receiving nearby of the most prestigious magazine award given yearly, namely back-to-back Motor Trend Magazine “Truck of the Year” awards in 2015 and 2016. The previous best sales year was 163,204 combined units sold in 2005 when it was soundless a compact.
At the heart of every Colorado is a finely crafted design that offers payload, fuel mileage, passenger amenities and looks, which results in a midsize that indeed delivers the larger truck genes that gain full size Silverado so popular. Pricing starts at $21,300 for a stripped down foundation Extended Cab two-door Inline-4 rear-drive and escalates to the top-line ZR2 4WD Crew Cab V6 that starts at $43,995. In between, there’s for sure a Colorado for you. The 4-door Crew Cab starts at $29,795 and full engines allow for 4WD underpinnings.
Our Colorado Z71 starts at $36,900 and relies on the 3.6-liter V6 that delivers a stout 308 horsepower and 275 lb. ft. of torque. The V6 Colorado models mate to a standard 8-speed automatic and are a solid preference for towing as it can haul 7,000 pounds and deliver 17 city and 24 highway EPA numbers. The 181 horse, 369 torque diesel adds 700 more pounds tow capacity to 7,700 with fuel mileage increasing to 20 city and 30 highway. If you select the entry plane 2.5 liter Inline-4, towing drops to 3,500 pounds with horsepower at 200 and torque at 191. However, if you won’t exist doing any existent workhorse hauling, the exiguous 2.5 will deliver 20 city and 26 highway MPG numbers and is an economical choice.
One option included that I feel is overpriced is the Z71 Midnight Edition package, where for $2,995 more you receive a spray on bedliner, corpse color grille, black bowtie, full terrain black tires, polished black 17-inch wheels, and Z71 emblems. I sequel recommend the side assist step bar package for $675, which makes entry light for both the juvenile and old.
Colorado offers leeway for five in the crew cab and leeway for four in the two-door extended cab arrangement. Colorado continues to feature the Chevy infotainment system that boasts an 8-inch palpate screen, 6-speaker standard stereo system, SiriusXM, Apple/Android capability, 4G WiFi, and light to spend stereo and accessory controls.
Impressive is something age and non-technical, specifically a existent key to start your truck.
Unlike today’s push button start craze, you won’t accidentally leave your key FOB on the kitchen table after warming your Colorado up on a gelid morning and then driving away. Or, something I’ve done a few times, your keys are in your jacket when you valet park resulting in the driver trying to track you down so he can park your car. If your Colorado is running, the keys believe to exist in the ignition. Yes, it’s that simple.
As for the ride, Chevy Colorado is a truck, and a ponderous duty one thanks to the Z71 suspension. However, as tough as this truck is, it delivers surprisingly splendid highway solace and includes full the safety materiel expected in today’s vehicles. Your Chevy dealer will account for everything Colorado offers in detail when you visit the showroom.
Important numbers involve a 128.3 inch wheelbase, 4,758 lb. curb weight, 21 gallon fuel tank, 44.6 ft. rotate circle and a ground clearance of 8.3 inches.
Personally, if I were buying a midsize pickup truck, the Colorado would exist the first I would test drive for obvious reasons. It is one of the best pickups out there today.
Likes: Aggressive splendid looks, decent fuel mileage, outstanding versatility, V6 tows almost as many pounds as the diesel.Dislikes: Tough entry/exit without optional assist side steps, Z71 Midnight option very expensive not recommended.Greg Zyla writes weekly for More Content Now and GateHouse Media. Contact him at firstname.lastname@example.org or at 303 Roosevelt St., Sayre, PA 18840.
DALLAS--(BUSINESS WIRE)--The Federal Home Loan Bank of Dallas (Bank) today reported net income of $58.1 million for the quarter ended December 31, 2018. In comparison, for the quarters ended September 30, 2018 and December 31, 2017, the Bank reported net income of $50.1 million and $31.4 million, respectively. For the year ended December 31, 2018, the Bank reported net income of $198.8 million, as compared to $150.3 million for the year ended December 31, 2017. Net interest income after provision for loan losses for the quarters ended December 31, 2018 and September 30, 2018 and the year ended December 31, 2018 was $85.4 million, $80.9 million and $310.5 million, respectively. In comparison, for the quarter and year ended December 31, 2017, net interest income after provision for loan losses was $60.7 million and $237.4 million, respectively.
The $48.5 million multiply in net income for the year ended December 31, 2018, as compared to the year ended December 31, 2017, was attributable to an multiply in the Bank's net interest income ($73.1 million) and a abate in its non-interest expenses ($1.3 million), offset by a abate in its non-interest income ($20.5 million) and an multiply in its AHP assessment ($5.4 million). The multiply in net interest income was due in fragment to a $7.1 billion multiply in the Bank's middling interest-earning assets. The abate in non-interest income was primarily due to an unfavorable change in the aggregate net gains (losses) associated with the Bank's derivatives and hedging activities and its trading securities portfolio, as well as lower gains on the sales of investment securities.
Total assets at December 31, 2018 were $72.8 billion, compared with $73.7 billion at September 30, 2018 and $68.5 billion at December 31, 2017. The $0.9 billion abate in total assets for the fourth quarter was attributable primarily to decreases in the Bank's advances ($1.4 billion) and short-term liquidity portfolio ($0.1 billion), offset by increases in the Bank's mortgage loans held for portfolio ($0.4 billion) and long-term investments ($0.2 billion). The $4.3 billion multiply in total assets for the year ended December 31, 2018 was attributable primarily to increases in the Bank's advances ($4.3 billion), long-term investments ($1.0 billion) and mortgage loans held for portfolio ($1.3 billion), partially offset by a abate in the Bank's short-term liquidity portfolio ($2.3 billion).
Advances totaled $40.8 billion at December 31, 2018, compared with $42.2 billion at September 30, 2018 and $36.5 billion at December 31, 2017. The Bank's mortgage loans held for portfolio totaled $2.2 billion at December 31, 2018, as compared to $1.8 billion at September 30, 2018 and $0.9 billion at December 31, 2017.
The Bank's long-term held-to-maturity securities portfolio, which is comprised substantially of U.S. agency residential mortgage-backed securities (MBS), totaled approximately $1.5 billion, $1.6 billion and $1.9 billion at December 31, 2018, September 30, 2018 and December 31, 2017, respectively. The Bank's long-term available-for-sale securities portfolio, which is comprised substantially of U.S. agency debentures and U.S. agency commercial MBS, totaled $15.8 billion at December 31, 2018, as compared to $15.5 billion at September 30, 2018 and $14.4 billion at December 31, 2017. At December 31, 2018, September 30, 2018 and December 31, 2017, the Bank furthermore held a $0.1 billion long-term U.S. Treasury Note classified as trading.
The Bank's short-term liquidity portfolio, which is comprised substantially of overnight interest-bearing deposits, overnight federal funds sold, overnight reverse repurchase agreements, U.S. Treasury Bills and U.S. Treasury Notes with short remaining terms to maturity, totaled $12.2 billion at December 31, 2018, compared to $12.3 billion at September 30, 2018 and $14.5 billion at December 31, 2017.
The Bank's retained earnings increased to $1.081 billion at December 31, 2018 from $1.042 billion at September 30, 2018 and $942 million at December 31, 2017. On December 27, 2018, a dividend of $18.4 million was paid to the Bank's shareholders.
Additional selected monetary data as of and for the quarter and year ended December 31, 2018 (and, for comparative purposes, as of September 30, 2018 and December 31, 2017, and for the quarters ended September 30, 2018 and December 31, 2017 and the year ended December 31, 2017) is set forth below. Further discussion and analysis regarding the Bank's results will exist included in its configuration 10-K for the year ended December 31, 2018 to exist filed with the Securities and Exchange Commission.
About the Federal Home Loan Bank of Dallas
The Federal Home Loan Bank of Dallas is one of 11 district banks in the FHLBank System, which was created by Congress in 1932. The Bank is a member-owned cooperative that supports housing and community development by providing competitively priced loans (known as advances) and other credit products to approximately 825 members and associated institutions in Arkansas, Louisiana, Mississippi, unusual Mexico and Texas. For more information, visit the Bank's website at fhlb.com.
Federal Home Loan Bank of Dallas
Selected monetary Data
As of and For the Quarter and Year Ended December 31, 2018
(Unaudited, in thousands)
December 31, 2018
September 30, 2018
December 31, 2017
Selected Statement of Condition Data:
Mortgage loans held for portfolio, net
Cash and other assets
Total consolidated obligations
Mandatorily redeemable capital stock
Capital stock — putable
Total accumulated other comprehensive income
Total liabilities and capital
Total regulatory capital (2)
December 31, 2018
September 30, 2018
December 31, 2017
December 31, 2018
December 31, 2017
Selected Statement of Income Data:
Net interest income (3)
Other income (loss)
Investments consist of interest-bearing deposits, securities purchased under agreements to resell, federal funds sold, trading securities, available-for-sale securities and held-to-maturity securities.
As of December 31, 2018, September 30, 2018 and December 31, 2017, total regulatory capital represented 5.01 percent, 4.96 percent and 4.77 percent, respectively, of total assets as of those dates.
Net interest income is net of the provision for loan losses.